UKU - Pinjaman Dana Digital

3.6
276K reviews
10M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

UKU - No hassle!
Get a safe and reliable loan from UKU, an information technology-based joint funding service platform, which is licensed and supervised by the OJK, in accordance with letter number: KEP-46/D.05/2021 dated 2 June 2021.
UKU, also a member of AFPI, emphasizes its safe and reliable services. Permits from the OJK and our membership in AFPI are proof of our commitment to providing trusted services to you. In addition, UKU has obtained ISO/IEC 27001:2013 certification, an official recognition of the Information Security Management System that we implement. This is a real step from us in ensuring the security of UKU customer information data.

Why borrow funds from UKU?
☑ No hassle!
Provide your KTP, personal account number, active cellphone number, and fill in the form in the UKU application.

☑ We are transparent with the fees charged to customers
No hidden fees. The maximum service charge will be no more than 14% per year.
(1) Loan period: 90 - 180 days
(2) Maximum friendly interest per day: 0.3%.
(3) Maximum annual interest (APR): 14%.
(4) Loan value: Rp. 500,000 to Rp. 12,000,000.

Loan Simulation

Calculation of costs for a loan product of IDR 1,000,000 for 90 days:
• Total Payment = IDR 1,000,000 + (IDR 1,000,000 x 0.3% x 90 days) = IDR 1,270,000
• Nominal bill per period (per 30 days): IDR 366,700 (including VAT)
Calculation of costs for a loan product of IDR 12,000,000 for 90 days:
• Total Payment = IDR 12,000,000 + (IDR 12,000,000 x 0.3% x 90 days) = IDR IDR 15,240,000
• Nominal bill per period (per 30 days): IDR 4,399,600 (including VAT)

☑ Funds disbursed within a maximum of 24 hours
Cash funds will be disbursed to your registered account after passing the verification process.

☑ There are various easy repayment methods
Repayments can be made anywhere and at any time via ATM transfer, M-Banking (BCA, BRI, BNI, Mandiri, Permata), QRIS, and Alfa Group (Alfamart, Alfamidi, Alfa Express, DAN+DAN).

☑ We are committed to protecting user data
Apart from following OJK guidelines and ISO/IEC 27001:2013 certification, UKU only accesses the camera, microphone and location on cellphones.

Stages of the Submission Process to Disbursement
1. Download the UKU application on your cellphone then create an account and choose the nominal amount and duration of the loan according to your needs and abilities.
2. Complete your personal data. Make sure the photo has been taken clearly. The data you fill in must be actual data and the filling must be in accordance with procedures.
3. Wait for the verification process by the system. After the application is made, our system immediately processes the verification. Verification status can be checked in the application.
4. After passing verification, funds will be disbursed within a maximum of 24 hours.

IMPORTANT!
Please be careful of all forms of fraud in the name of UKU or PT Teknologi Merlin Sejahtera. Get official information only via the contact below:
WhatsApp Customer Service (1): 087716640284
WhatsApp Customer Service (2): 085219944374
Telephone: 021-80679606
Email: cs@ukuindo.com
Instagram: @uku.indo
Facebook 1: UKU Indonesia
Facebook 2: UKU My Financial Solutions
-----
UKU | PT Teknologi Merlin Sejahtera
Mayapada Tower 1, 18th floor suite 005. Jl. Jend. Sudirman Kav. 28, South Jakarta
Updated on
Feb 1, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.6
275K reviews
Gold Mountain
March 19, 2024
Relatively small fintech with so little equity to enhance their apps. Customer services and debt collectors are sucks. It sends sms using program up to 100 times per day if you late even only 1 day. I do not recommend UKU at all unless you don't want to.pay this small fintech at all.
Did you find this helpful?
radhia ahmad
March 10, 2024
good! easy to use and good payment's period. thanks UKU
Did you find this helpful?
Rifky Jose
February 12, 2024
I'll give 5 star because UKU is helpful and give you great period to paid, if you are good person. My complain to UKU just please reducing the call from the cs.
2 people found this review helpful
Did you find this helpful?

What's new

Memperbaiki beberapa masalah umum

App support