Ubank Money App
3.9star
11K reviews
1M+
Downloads
Everyone
info
About this app
Ubank is an everyday money app with banking and budgeting tools that help you get ahead with money.
Signing up with a bonus code? Enter your code and make 5 eligible card purchases in your first 30 days to earn your signup bonus. See full terms below.
No matter where youāre starting from, ubank has loads of savvy features to help you do everyday money better, including:
- No monthly fees and no overseas or international transaction fees from ubank.
- Easy to unlock bonus interest on Save accounts, with a monthly $200 deposit (on balances up to $250K per customer). Withdraw money without affecting your bonus interest rate.
- Connected Accounts, to display your other bank accounts and their balances in the ubank app.
- Instant digital cards so you can start spending straight away with your digital wallet.
- Bill prediction to notify you when your regular expenses are coming up.
- Shared Accounts for rent or romance, so you can share money with your partner-in-finance.
- Save Targets with an Autosave option, to help you save like a machine for your goals.
- A Spending Footprint that tracks your spending in easy to follow categories.
Ubank also supports you in the big moments, with flexible home loans for owner-occupiers, investors, and refinancing your loan. Apply with ubank for a comfortable loan with easy application, fast approval and great customer support along the way.
Download the app and get started in minutes with a Spend and Save account.
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Ubank is part of the NAB Group and uses advanced encryption technology to protect your money.
Ubank is open to Australian citizens and permanent residents aged 16 or older, with at least one form of ID (Australian driver licence, passport, Medicare card or birth certificate).
This is general information and doesn't take your personal situation into account. Please take the time to make sure itās right for you.
Read our General Terms at ubank.com.au/general-terms
Read our Target Market Determinations at ubank.com.au/tmd
Read our Bonus Offer terms at ubank.com.au/join-ubank
Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
Products issued by ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.
Signing up with a bonus code? Enter your code and make 5 eligible card purchases in your first 30 days to earn your signup bonus. See full terms below.
No matter where youāre starting from, ubank has loads of savvy features to help you do everyday money better, including:
- No monthly fees and no overseas or international transaction fees from ubank.
- Easy to unlock bonus interest on Save accounts, with a monthly $200 deposit (on balances up to $250K per customer). Withdraw money without affecting your bonus interest rate.
- Connected Accounts, to display your other bank accounts and their balances in the ubank app.
- Instant digital cards so you can start spending straight away with your digital wallet.
- Bill prediction to notify you when your regular expenses are coming up.
- Shared Accounts for rent or romance, so you can share money with your partner-in-finance.
- Save Targets with an Autosave option, to help you save like a machine for your goals.
- A Spending Footprint that tracks your spending in easy to follow categories.
Ubank also supports you in the big moments, with flexible home loans for owner-occupiers, investors, and refinancing your loan. Apply with ubank for a comfortable loan with easy application, fast approval and great customer support along the way.
Download the app and get started in minutes with a Spend and Save account.
---------------------------------------------------------------------------------------------------------------------
Ubank is part of the NAB Group and uses advanced encryption technology to protect your money.
Ubank is open to Australian citizens and permanent residents aged 16 or older, with at least one form of ID (Australian driver licence, passport, Medicare card or birth certificate).
This is general information and doesn't take your personal situation into account. Please take the time to make sure itās right for you.
Read our General Terms at ubank.com.au/general-terms
Read our Target Market Determinations at ubank.com.au/tmd
Read our Bonus Offer terms at ubank.com.au/join-ubank
Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
Products issued by ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted
Ratings and reviews
3.9
10.7K reviews
Hayley
- Flag inappropriate
28 March 2023
I spent a while on the phone to Ubank, who notified me seccurity code push notifications are not available with the 'new' app (supported by the previous app) Bad news for anyone overseas.. it is not a travel friendly bank option (as they advertise) if you're overseas you will now need to have roaming on everytime you internally transfer money etc. to receive a code to your Aus number. They suggested I deactivate my account and just use a different bank. Just FYI to any travellers!
12 people found this review helpful
ubank
18 March 2024
Hi Hayley, we're sorry to hear this. There are some instances that require an SMS security code - including logging in on a new device or sending funds to a new Payee. This is not required when logging in on a trusted device or sending funds to an existing contact. We've now noted your feedback and passed it on to our team.
Lev Khromov
- Flag inappropriate
14 February 2024
I am very happy with the app and bank itself (I hope it's not gonna change in future:)). In the app it would be nice to have a total cash figure for an account including/excluding pending transactions. Considering there is already a categorisation of transactions feature, it would be extremely useful to have some monthly/quarterly income/outcome analysis,breakdown or pie chart per account. I personally lack it and have to use a 3d party budget planning app for that. Keep up with a good work.
42 people found this review helpful
ubank
14 February 2024
Hi Lev, we appreciate the feedback and thank you for the 5 star review š. We've now noted this for you. If you have any further suggestions or ideas, please let us know.
Shawaze Ahmed
- Flag inappropriate
- Show review history
23 February 2024
Once again Ubank has been constantly improving the app. The latest addition of tracking bills is great but I'd love to have more tracking frequency options. I pay bills for example only on the 3rd and 4th week of the month. I am not able to track that since there isn't an option for that. Would love to have that added. Kind regards, Just another App developer
30 people found this review helpful
ubank
2 November 2022
Hi Shawaze, thanks so much for the review and feedback - we've passed it on to the team! Glad to hear you're enjoying the app experience!
What's new
Need a break from mental math? Youāre in luck! Weāve introduced a date picker which takes the hassle out of figuring out what date a regular bill hits (i.e., a bill that lands on the second Tuesday of every month). Date picker makes listing bills as easy as eating chocolate, which weāve found dangerously easy of late. Weāve also straightened out a some minor quibbles with buttons and text in the app so things will run a little smoother.
