Zopa Bank

4.7
16.7K reviews
500K+
Downloads
Content rating
Mature 17+
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About this app

Hi, we’re Zopa — an award-winning bank that lets you manage your money from the comfort of your sofa.
With our simple app, we’ve made it easy to finesse your finances whenever, wherever.
So, whether you’re looking to save, budget or borrow, join over 1 million customers by downloading the Zopa app now.
• With our range of easy access, Boosted interest and cash ISA pots, you can mix and match to create a combination that works for you.
• Manage your credit card, savings and bank accounts — even if they’re not with Zopa — from the Zopa app.
• Receive free, actionable ideas that could help improve your credit score, reduce debt and build savings.
• Manage your Zopa loan, credit card or car finance repayments in just a few taps.
• Rest easy knowing the money you hold with Zopa is FSCS protected up to £85,000.
• Speak to our team of helpful humans over the phone or through live chat if you need any support.

SAVE WITH ZOPA

As Moneynet’s Best Savings App of 2024, it’s fair to say we know a thing or two about saving.
Everyone’s goals are different, which is why we let you mix and match from our range of easy access, fixed interest and cash ISA pots to create a combination that works for you. Plus, our auto-save feature lets you put money aside without lifting a finger.
This means you can save for all your goals under one roof.

BUDGET WITH ZOPA

Tired of having to jump from app to app just to keep track of your spending? We hear you! That’s why we welcome your non-Zopa accounts — we’re talking credit cards, savings and bank accounts — to our app, so you can manage your money in one place.
We even let you move money between your different accounts from the Zopa app too — because we’re all about making your life easier.
Plus, Insights gives you personalised tips based on your current spending to help you get more from your money.

BORROW WITH ZOPA

Whether you’ve got a Zopa credit card, loan or car finance, we’ve made it easy to keep track of where you’re at in our app. You can monitor your balance and make extra payments in just a few taps, whenever you like.
And with Borrowing Power, you get actionable ideas that could help improve your credit score and reduce debt.
Sounds good, right? The British Bank Awards thought so too, which is why they awarded us 2023’s Best Personal Loans Provider.

So, whether you’re looking to save, budget or borrow, you can do it all with Zopa.
P.S., if you need any support, our team of helpful humans are available to chat — you can find the best ways to reach us on our website.
Updated on
Apr 16, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info, and App activity
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
16.7K reviews
Kathulhu _
April 15, 2024
Update: This lack of functionality has gone on too long. I'm going back to Plum or another competitor. The Smart Savings Hub is back, but it's not very smart. It is now possible to see and access savings again, but it's not possible to do an instant transfer into Zopa, nor to view or edit auto-save.
2 people found this review helpful
Zopa Bank Ltd
April 12, 2024
Hey Kathulhu, thanks for taking the time to leave us a review, we appreciate the feedback. The Zopa Team.
Marco Loriga
March 23, 2024
The Smart Savings Hub is gone since the last update! I found a comment from another use online complaining the same and luckily it turned out to be a temporary issue fo them, it's still an issue for me but it's good to know my savings are not gone. Regardless, opening an app where you expect to see you savings just to be greeted with an empty screen is absolutely horrendous.
29 people found this review helpful
Zopa Bank Ltd
April 12, 2024
Hey Marco, thanks for taking the time to leave us a review. We’re aware that a small number of customers had issues seeing their Smart Savings Hub in the app. This has been resolved but we're sorry for any inconvenience caused. Thanks, The Zopa Team
Dave Southcott
April 6, 2024
App worked fine for me until recent updates this week. Now the app crashes when trying to open and I can not get it to open anymore at all. App is installed in Secure Folder on a Samsung phone. I'm guessing that Secure Folder is no longer supported, or something related to security in the last update is broken.
4 people found this review helpful
Zopa Bank Ltd
April 12, 2024
Hey Dave, thanks for taking the time to leave us a review, we appreciate the feedback. Please contact us via one of our secure channels at zopa.com/contact if you're still having this issue. Thanks, The Zopa Team.