Blackcatcard

3.0
3.1K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Blackcatcard is a mobile application that offers a European Mastercard thoroughly designed for online and offline purchases and accepted worldwide.

Download the app and register in a few steps. You can start using your virtual card immediately. A plastic prepaid card with the same number will be produced in 24 hours and sent to you by international mail.

Blackcatcard app is your personal money manager available on your smartphone at any time of the day! You don’t need to use a traditional bank card anymore. Blackcatcard is available quickly and free of charge — the BCC standard rate will cost you €0/month!

Opening an account without a card is available worldwide! To apply for a payment card, you need to provide address proof from the EU or EEA countries. It is not necessary to have the citizenship of this country -- we just need your legally proved address! You can register with the phone number of any country and get a plastic card anywhere in the world!

In regards to the new European restrictions, we are currently obliged to ask Russian citizens who reside outside Russia to provide a residence permit as address proof to access SEPA payments. SEPA payments are not available for Russian citizens who reside in Russia.

How to open an account?

1. Download the app from the App Store
2. Fill in the registration form with your personal details and residential address
3. Add the address for a card delivery (can be different from your residential address)
4. Make a selfie and scan your ID (must be 16+ years old)
5. Send us a confirmation of your address

Blackcatcard features:

Additional cards: separate your family and personal expenses; make your budgeting look simple and systemised while keeping your costs apart. You can order additional cards with the desired name written on them.

Blackcatcard KIDS: bright card design, specially adapted for children. Electronic pocket money is much easier to manage and harder to lose. With this card, you can set limits on purchases. You will receive a push notification to your phone when a purchase is made. Goods that are prohibited for people under 18 years of age cannot be purchased with this card.

Card management: you can set separate spending limits, track transactions, top up your payment account.

Bonus programs to choose from: get 4% annual rate, 5% cashback on Google Play Market, 2% cashback on Amazon, or 0.5% cashback for all card purchases excluding ATM withdrawals and transfers.

Money transfers: fast and easy SEPA transfers. Additionally, all money transfers between Blackcatcard accounts are limitless and free of charge.

1 IBAN + 1 Card for free: we are not charging any commission if you open an account following standard rate terms. Get a European IBAN and Mastercard and pay €0 / month.

3D Secure: our advanced security feature protects you from online card fraud. Confirm your transactions with a one-time password derived from BCC for easy and quick purchases.

24/7 Customer Support: unlike many other companies, we provide an expert team fully focused on your needs. Our employees are trained to the highest standards to ensure we resolve any issues that might occur.

Transfer money abroad, make purchases online and offline, and enjoy!
We take care of the security and protection of your data. BCC is collecting, using and processing your personal data in accordance with European General Data Protection Regulations. We use advanced measures to keep information secure.

BCC is not a bank and does not offer banking services.
Updated on
Apr 10, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App activity, and Device or other IDs
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.0
3.05K reviews
Cristiano Soleti
April 17, 2024
Customer support is fast. Just that. I wanted to close the account, and I was slapped with a 4 years dormant account fee which was never implied nor suggested when I opened the account 4 years ago when the app was called papaya. The account doesn't show debt and you are not reminded in any case or circumstance. After legals threats, eventually they let me close without having to pay, but the debt is accrued to a new account if I wanted a new one. I'm still scared they might pull another scam.
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Marin M.
February 8, 2024
Very bad application. You can't see the transactions made with their card. They have this "referral system" where you and the referred person get some cashback if the referred person spends €1000 in 2 months. Since the card transactions never show up, it's impossible to reach this amount. Support says it can take up to 35 days for card transactions to show up which is total nonsense. I will update this review if this gets fixed, but I doubt this.
9 people found this review helpful
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george aquilina
April 6, 2024
Not trustworthy, One star is exceeding my desired rating. Never experienced such an awful financial company. From day one being the 26th February the day I opened the account until today 6th April had an issue with the sepa transfers meaning they let you open the account yet you are unable to use it because you cannot transfer funds. Complete waste of time. I wouldn't suggest it to anyone.
4 people found this review helpful
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What's new

Minor bugs fixing