Zopa Bank 4+

Manage your Zopa products

Zopa Ltd

    • Free

iPhone Screenshots

Description

See all your Zopa products and Borrowing Power in one place

Hi, we’re Zopa — an award-winning bank that lets you manage your money from the comfort of your sofa.
With our simple app, we’ve made it easy to finesse your finances whenever, wherever.


So, whether you’re looking to save, budget or borrow, join over 1 million customers by downloading the Zopa app now.


• With our range of easy access, Boosted interest and cash ISA pots, you can mix and match to create a combination that works for you.
• Manage your credit card, savings and bank accounts — even if they’re not with Zopa — from the Zopa app.
• Receive free, actionable ideas that could help improve your credit score, reduce debt and build savings.
• Manage your Zopa loan, credit card or car finance repayments in just a few taps.
• Rest easy knowing the money you hold with Zopa is FSCS protected up to £85,000.
• Speak to our team of helpful humans over the phone or through live chat if you need any support.

SAVE WITH ZOPA

As Moneynet’s Best Savings App of 2024, it’s fair to say we know a thing or two about saving.
Everyone’s goals are different, which is why we let you mix and match from our range of easy access, fixed interest and cash ISA pots to create a combination that works for you. Plus, our auto-save feature lets you put money aside without lifting a finger.
This means you can save for all your goals under one roof.

BUDGET WITH ZOPA

Tired of having to jump from app to app just to keep track of your spending? We hear you! That’s why we welcome your non-Zopa accounts — we’re talking credit cards, savings and bank accounts — to our app, so you can manage your money in one place.
We even let you move money between your different accounts from the Zopa app too — because we’re all about making your life easier.
Plus, Insights gives you personalised tips based on your current spending to help you get more from your money.

BORROW WITH ZOPA

Whether you’ve got a Zopa credit card, loan or car finance, we’ve made it easy to keep track of where you’re at in our app. You can monitor your balance and make extra payments in just a few taps, whenever you like.
And with Borrowing Power, you get actionable ideas that could help improve your credit score and reduce debt.
Sounds good, right? The British Bank Awards thought so too, which is why they awarded us 2023’s Best Personal Loans Provider.

So, whether you’re looking to save, budget or borrow, you can do it all with Zopa.
P.S., if you need any support, our team of helpful humans are available to chat — you can find the best ways to reach us on our website.

What’s New

Version 1.114.0

Bug fixes and improvements

Ratings and Reviews

4.9 out of 5
32.5K Ratings

32.5K Ratings

MISSY 261 ,

Great app

Everything is made so simple and straightforward,it’s easy to put a little money away into different accounts for different needs. Have never enjoyed saving so much , you can see your money straight away no matter what account your saving for and it’s just as easy to transfer money from a different account it them. Just remember if and when you do use your credit,keep on top of it and pay it back as quick as possible. Awesome credit card to have in my wallet,from everyday purchases to having the money for a rainy day or some unexpected problem, big thumbs up to everyone from Zopa

Developer Response ,

Hey there, thanks for the excellent review. The Zopa Team.

iPaul! ,

Used to be great.

I have great all the way through on my borrowing power, excellent credit scoring, borrowed and settled before with Zopa, with no missed payments, in the same job, but now on even more money than before, but offered very poor rates. Due to Covid borrowers are now now being offered pretty bad deals to protect investors, as customer services pointed out. I’m a key worker, I’m lucky to have my job I know, but I picked this career as it was safe. Rather than take the money in the good times, broke in the bad! I don’t see why I should pay much higher rates to cover now broke investors? I will be going with NEYBER for new transport, my companies loan partner at much much better rates. Or direct with the car manufacturer. Even my bank offered me better rates than Zopa! Used to be great, and fair, not so when you have to cover investors investments. The borrowing power goal posts have been adjusted, as I have all five power ratings as great on my overview, so great all the way through, with excellent credit, credit cards paid off each month, key worker secure job, but still only being offered good 8/10 loan rates! Even my credit card is a lower rate, offering more money! Updated all year and still only offering good rates instead of great rates! Ok if you are desperate I guess?

stormtrooper76 ,

Great product concept but lacks obvious features

1 star for the product, -4 stars for the lack of obvious flaws in this app….. Pros: love the idea of pots and how they earn interest at different rates Cons: unable to setup a standing order direct from an external account to one of the pots. Transfers have to be done manually! Unable to automate transfer of funds from primary savings account to any of the pots/accounts held. A bit of a design flaw! Unable to delete linked account(s). Helpdesk cannot do this either! Not sure why you would have a Helpdesk if they cannot help you with the product!? I’m now wondering whether i should close my account or put up with it for a few months to see if there’s any credible improvement in this app. Come on Zopa help me out here?! Why should a bank transfer take up to 2 hours to transfer funds when other banks are able to do this immediately ???
Also contacted the chat bot to contact the developer but no way of doing this and nobody responds to the chat bot!
So much for the customer service experience!

Developer Response ,

Hey there,

Thanks for taking the time to leave us a review. We are constantly making improvements and updating our products. We really appreciate your features request and have passed your feedback onto the relevant team. The Zopa Team.

App Privacy

The developer, Zopa Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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