PalmPay - Transfers, Bills

4.5
709K reviews
10M+
Downloads
Content rating
Everyone
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About this app

PalmPay: The Financial App that Fits Your Life.
- Trusted by millions of Nigerian users for seamless money transfers and payments.
- Enjoy seamless and unlimited Free Transfers to all banks.
- Save flexibly with super amazing daily interest at up to 20% p.a., plus you can withdraw for free any time!
- Get 20% discount on Every Airtime Tuesday and 10% discount on Every Data Friday.
- Pay the exact amount at over 100,000 local shops.
- Easy to sign up with your phone number and get mind-blowing Rewards.
- 24/7 Customer Support is always available for you.
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PalmPay is an intuitive financial app with account opening, money transfer, and bill payments in one. PalmPay is worthy of your trust based on its safety and reliability. And it is fully licensed and regulated as a Mobile Money Operator by the Central Bank of Nigeria, insured by the NDIC, and trusted by millions of users.
With over 500 cooperation partners, PalmPay supports all scenarios you want to pay. You can get benefits in PalmPay APP, including amazing coupons for newbies, free transfer chances, cashback or discount on transaction, etc. Get with the times, download, and join us now.

1. Transfer
- Unlimited Free Transfers to all banks.
- Instant transfer to over 500 financial institutions.

2.Savings
- Flex your savings with super amazing daily interest at up tp 20% p.a., accessible any time!
- Enjoy higher returns with fixed savings, lock your funds to earn up to 20% p.a.!

3. Airtime
- Support 5 telecommunication operators, including MTN, Airtel, GLO, 9Mobile and Smile.
- Get 20% Discount on Airtime every Tuesday.
- Use Schedule Top-up to help you recharge automatically to avoid downtime.

4. Data Bundle
- Get 10% Discount on Data Bundle Purchases every Friday.
- Exclusive Data Social Plan with MTN, get 1GB of Data at only N250.

5. Pay Shop
- Pay with PalmPay at over 500,000 local shops and get cashback everyday.

6. Loan
- Repayment periods from 61 days to 6 months
- Loan amount from N2000 to N500000
- APR from 36% to 300% per annum
*For example; N1000 is given for 90 days loan term,
*Interest: N90(9%rate)
*Total amount payable: N1090
*Representative: 36%APR
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How PalmPay protects you?
We take the security of your funds and data seriously. PalmPay uses the highest level of encryption to protect your personal and transaction information.

1. Insuring Your Money
Your deposits are safe! Every Deposit made on PalmPay is insured by the Nigeria Deposit Insurance Corporation (NDIC).

2. Transaction Screening
We screen all transactions using international databases as our proprietary systems to prevent money laundering and fraud.

3. Security Certifications
PalmPay is PCI DSS certified to secure our usersā€™ transactions against data theft and fraud.
We have been formally recognized by NITDA as being compliant with the Nigeria Data Protection Regulation (NDPR) for meeting the highest information security standards.

4. Fraud Protection
In addition to our automated systems, PalmPayā€™s compliance, transaction monitoring, issue resolution, and fraud prevention teams work full-time to intercept suspicious transactions, freeze suspected fraudstersā€™ accounts and follow up on reports.
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Contact us
We are always excited to hear from you. For any feedback, questions, or concerns, reach us via:
1. Helpline: 018886888
2. Email: support@palmpay.com
3. Website: https://palmpay.com/
4. Address: 20 opebi rode ikeja, Lagos

To know more, find us on Facebook, Twitter, Instagram, and Telegram.
1. Twitter: @palmpay_ng
2. Facebook: @PalmPay Nigeria
3. Instagram: @palmpayapp_ng
4. TikTok: @palmpayapp
5. YouTube: @PalmPay
6. LinkedIn: PalmPay
Updated on
Apr 16, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
705K reviews
Rhoda Onome
April 15, 2024
Palmpay app is easy to install and use for transfer of money, buy recharge card, load data you can also use it to pay electricity bill and lot more. nice app. No hidden charges. And the receiver get the money instantly. Transactions are seamless. I love the app and will recommend it to my family members for use because I tried it and it worked without stress. I also love it cause you dnt have to wait for so long for the receiver to be credited.
1,000 people found this review helpful
opue kingsley
April 24, 2024
well so far so good, its an excellent banking app, fast transactions, quick customer service response, a lot encouraging packages to keep their customers. it's a banking app you can rely on 24/7. but I just updated and it telling me, the app has stopped working, pls fix the glitch, other than that. it's the best mobile banking app in the market. I guess the app is as good as bank.
61 people found this review helpful
Immanuel Idika
April 16, 2024
Well the app is so great in transaction and kinda feel more secure than the counterpart. I love how the you can automatically log in with your fingerprint without always tapping on it first on the screen it makes the whole feeling buttering smooth and quick. And also those coupons, I won't lie you guys have really served me twice this week, especially today. Well it will also be a great gesture if the home page can be worked on, it's a little bit clustered. Apart from that you guys are great.
673 people found this review helpful

What's new

- Experience improvement and bug fixes.